California Insurance Commissioner Dave Jones and other state officials are urging families to take advantage of a new state law and sign up their children for private health insurance plans before open enrollment ends March 1. Under the new law, insurers must offer child-only policies despite pre-existing conditions, and can not charge more than twice the standard rate for children who have prior conditions.
In California, about 6% of children ages 0-17 were uninsured in 2007. The children perhaps most affected by the preexisting condition clause are children with special health care needs — about 15% of the state’s child population. Some of these children have complex conditions, many of which include functional limitations requiring constant care. And about 35% of children with special health care needs have parents who say their insurance coverage is not adequate.
We encourage you to spread the word about this open enrollment period for child health insurance, so that all families, especially those with a special needs child, can take advantage of affordable options.
Tags: Child Health Issues